How Much Does Therapy Cost in Ontario? (2025 Update)
Understanding Therapy Costs in Ontario and Across Canada
Therapy is one of the best investments you can make in your well-being but prices vary across Ontario and the rest of Canada.
As of 2025, the average therapy cost in Canada ranges between $130 and $200 per hour, depending on your therapist’s credentials, specialization, and location.
At Awesome Keep, we believe access to care should not depend on income. We provide affordable online counselling and sliding scale therapy across Canada to help you receive the support you deserve.
For details about our approach and services, visit our Counselling & Therapy page →.
Affordable therapy in Ontario, with balanced scales and an online counselling session representing cost and accessibility in 2025.
Typical Therapy Costs in Ontario (2025 Update)
| Therapist Type | Typical Rate (per 50–60 min) | Covered by Insurance? |
|---|---|---|
| Registered Psychotherapist (RP) | $130–$180 | Often covered under extended health plans |
| Registered Social Worker (RSW) | $120–$170 | Covered by most insurance plans |
| Clinical Psychologist | $180–$250 | Usually covered (higher rate) |
| Intern / Student Counsellor | $60–$100 | May not be covered but most affordable |
Rates vary based on therapist credentials, location, and insurance coverage. Always confirm pricing before your first session.
Why Therapy Prices Differ
Credentials and Experience – Senior or specialized therapists often charge more.
Session Length and Type – Couples or trauma-focused sessions cost slightly higher.
Location – Downtown Toronto rates differ from smaller cities or virtual sessions.
Format – Online therapy is often more affordable and flexible.
Related reading:
A therapist listening attentively to a young woman during a counselling session in a calm, comfortable office setting.
Affordable and Sliding Scale Counselling
Many clinics and therapists in Ontario offer sliding scale counselling a pricing model where fees adjust based on income.
This makes therapy more accessible for students, families, and newcomers.
Affordable counselling options include:
Community mental health centres (e.g., Family Services Toronto, CMHA Ontario)
University training clinics – such as U of T, York, and UBC supervised student programs
Employee Assistance Programs (EAPs) – short-term free sessions through your workplace benefits
At Awesome Keep, our affordable counselling rates start from $45 per session, making therapy accessible anywhere in Canada.
External reference:
Lead more about national counselling standards from the Canadian Psychological Association
and explore available services on Health Canada’s Mental Health Portal.
Does OHIP Cover Therapy?
Currently, OHIP does not cover private therapy or counselling with psychotherapists, psychologists, or social workers.
However, therapy with a psychiatrist (MD) is covered if referred by your family doctor.
If you don’t have coverage, check whether your insurance or school plan includes Registered Psychotherapists (RP) or Registered Social Workers (RSW).
Learn about available formats and pricing on our Counselling & Therapy page.
FAQ
How much does therapy cost in Ontario in 2025?
Between $130 and $200 per session, depending on credentials, location, and session type.
Does insurance cover online therapy in Ontario?
Yes, most extended health plans now cover virtual therapy provided by licensed therapists in Ontario.
What are the most affordable counselling options?
Sliding scale therapy, student counselling clinics, and community mental health programs offer the lowest rates.
Woman sitting comfortably at home using a laptop for an online therapy session, smiling and engaged in virtual counselling.
Therapy is an investment in your well-being not a luxury.
Even if private therapy rates seem high, affordable counselling options like sliding scale programs, EAPs, and online sessions make help more accessible than ever.
At Awesome Keep, we offer flexible and affordable online therapy across Ontario and Canada.
Start with a free 30-minute consultation to explore what fits your budget and needs.
