Affordable Therapy Options in Canada (Guide 2025)
Why Affordability Matters
Therapy can change lives, but for many Canadians, the cost feels out of reach. The average private counselling session ranges from $120 to $200 per hour, which makes ongoing care difficult to maintain.
At Awesome Keep, we believe everyone deserves access to quality mental-health support. Our mission is simple: to make affordable online therapy available wherever you are in Canada.
A couple holding hands during a counselling session, symbolizing trust and emotional support in therapy.
Understanding Therapy Costs in Canada
Therapy pricing varies depending on credentials and province.
Registered Psychotherapist / Clinical Counsellor: typically $140–$180 per hour
Psychologist: often $180 and above
Social Worker or Intern Counsellor: sometimes $80–$120 per hour
Private sessions may be partially reimbursed through extended health benefits or employee assistance programs (EAPs), but not everyone has coverage. Knowing your options helps you plan care without financial stress.
What Is Sliding Scale Counselling?
A sliding-scale system adjusts therapy fees based on your income level. You share your approximate monthly income, and your therapist offers a lower rate within a defined range.
This model ensures therapy remains accessible while still fairly compensating professionals.
At Awesome Keep, we offer sliding scale therapy so cost is never a barrier to getting help.
Start with a free 30-minute consultation to find a counsellor who fits your needs.
Affordable Therapy Options Across Canada
| Type of Support | Where to Find It | Typical Rate Range |
|---|---|---|
| Sliding-Scale Clinics | Awesome Keep (Online), Wellin5, Inkblot Therapy | $60–$120 per hour depending on income |
| Community Counselling Centres | Family Services Toronto, YWCA Counselling Centre | Often free or low-cost |
| University Training Clinics | UBC, McGill, University of Toronto | $25–$60 per session with supervised interns |
| Employee Assistance Programs (EAP) | Offered by employers via insurance partners | Typically free for 4–8 sessions |
| Insurance Coverage | Sun Life, Manulife, Green Shield Canada | Partial reimbursement for licensed therapists |
Each option can help you start care sooner and stay consistent with your mental-health goals.
Government and Non-Profit Resources
Free or low-cost programs exist nationwide:
Wellness Together Canada — 24/7 online support for stress, anxiety, and grief
Government resources like Health Canada and the CMHA provide practical tools, crisis lines, and education to help you or a loved one find timely support.
How to Choose the Right Affordable Option
Use this quick checklist:
✅ Do you prefer online sessions or in-person meetings?
✅ Does your insurance cover Registered Therapists?
✅ Would you qualify for a sliding-scale rate based on income?
✅ Are you comfortable working with an intern counsellor for lower costs?
If you’re unsure where to begin, read our companion guide: How to Find a Therapist in Canada (Province by Province).
Getting mental-health support shouldn’t depend on income. With a mix of sliding-scale services, insurance coverage, and free community programs, help is more accessible than ever.
At Awesome Keep, we provide flexible and affordable online therapy across Canada.
Start with a free 30-minute consultation to find a counsellor who fits your needs.
